Mortgage Applications Rose 28.5% in Week Ending January 9

Washington, DC, January 14, 2026-Mortgage applications increased 28.5% from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending January 9, 2026. Last week’s results included an adjustment for the New Year’s Day holiday.

The Market Composite Index, a measure of mortgage loan application volume, increased 28.5% on a seasonally adjusted basis from one week earlier. On an unadjusted basis, the Index increased 65 percent compared with the previous week. The Refinance Index increased 40% from the previous week and was 128% higher than the same week one year ago. The seasonally adjusted Purchase Index increased 16% from one week earlier. The unadjusted Purchase Index increased 51% compared with the previous week and was 13% higher than the same week one year ago.