Mortgage Applications Rose 14.1% in Week Ending January 16

Washington, DC, January 21, 2026-Mortgage applications increased 14.1% from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending January 16, 2026. 

The Market Composite Index, a measure of mortgage loan application volume, increased 14.1% on a seasonally adjusted basis from one week earlier. On an unadjusted basis, the Index increased 17% compared with the previous week. The Refinance Index increased 20% from the previous week and was 183% higher than the same week one year ago. The seasonally adjusted Purchase Index increased 5% from one week earlier. The unadjusted Purchase Index increased 12% compared with the previous week and was 18% higher than the same week one year ago.